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📰 Substack Paid Subscription Net Income Calculator

Calculate Substack net monthly income after Substack's 10% fee and Stripe payment processing.

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Monthly Net Income
Gross Monthly Revenue

📘 Complete Guide: Substack Paid Subscription Net Income Calculator

Use this free calculator to instantly estimate your numbers. All calculations happen in your browser — no data is stored.

What fees does Substack take?

Substack takes 10% of subscription revenue plus Stripe payment processing (2.9% + $0.30 per transaction). Together, creators receive approximately 85-88% of their gross subscription revenue.

How much can writers earn on Substack?

With 500 paid subscribers at $7/month: gross $3,500, net ~$3,010 after fees. Top Substack writers with 10,000+ paid subscribers earn $500,000-$1,000,000+ annually. The economics scale extremely well.

How to convert free readers to paid subscribers?

Offer 1 month free trials. Create a compelling paid-only content promise. Use paywalled posts strategically. Promote annual plans (typically 2 months free equivalent to improve cash flow and reduce churn).