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💳 Stripe Payment Processing Fee Calculator
Calculate Stripe transaction fees including international cards and get the gross invoice amount needed for your target net.
📝 Enter Your Numbers
📊 Your Results
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Your Net After Stripe
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Stripe Fee
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Invoice for Target Net
📘 Complete Guide: Stripe Payment Processing Fee Calculator
Use this free calculator to instantly estimate your numbers. All calculations happen in your browser — no data is stored.
What are Stripe's transaction fees in 2026?
Stripe charges 2.9% + $0.30 per successful card charge. International cards add 1.5%. Stripe Radar for fraud adds $0.05 per transaction. Monthly fee: none (pay-as-you-go).
How to gross up an invoice amount to cover Stripe fees?
Gross amount = (Target net + $0.30) / (1 - 0.029). For example, to net $100: ($100 + $0.30) / 0.971 = $103.40 to charge the client.
Is Stripe cheaper than PayPal for business?
For standard US transactions, Stripe (2.9% + $0.30) and PayPal (3.49% + $0.49 standard checkout) are close. Stripe tends to be cheaper for higher-value transactions above $100.