🟦 Square POS Transaction Fee Calculator
Calculate Square payment processing fees for in-person, online, and keyed-in transactions.
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📘 Complete Guide: Square POS Transaction Fee Calculator
Use this free calculator to instantly estimate your numbers. All calculations happen in your browser — no data is stored.
What are Square's processing fees in 2026?
In-person tap/swipe: 2.6% + $0.10. Online checkout: 2.9% + $0.30. Manually keyed/card-on-file: 3.5% + $0.15. Square invoices: 3.3% + $0.30. No monthly fee for the base plan.
Is Square better than Stripe for retail businesses?
Square excels for brick-and-mortar with its free POS app, hardware ecosystem, and inventory management. Stripe is better for online-first or developer-driven payment integrations.
How to get lower rates with Square?
Square for Retail Plus ($60/mo) offers lower rates (2.5% + $0.10 in-person). High-volume merchants (over $250,000/year) can negotiate custom interchange-plus rates with Square's enterprise team.