🔁 Recurring SaaS Subscription Billing Fee Estimator
Calculate net MRR after payment processing fees for SaaS subscription businesses on Stripe or Paddle.
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📘 Complete Guide: Recurring SaaS Subscription Billing Fee Estimator
Use this free calculator to instantly estimate your numbers. All calculations happen in your browser — no data is stored.
How do SaaS companies handle payment fees?
SaaS payment fees (2.9% + $0.30 per transaction on Stripe) run 3-4% of MRR. At $100,000 MRR, that's $3,000-$4,000/month in fees. Use Stripe's volume discounts above $80,000/month in processing.
Should SaaS companies use Stripe or Paddle?
Paddle acts as a merchant of record and handles global tax compliance — critical for international SaaS. Stripe requires you to manage VAT/GST compliance yourself. Paddle's fees are ~5% but eliminate tax complexity.
How to reduce payment churn (involuntary churn)?
Use Stripe's Smart Retries to automatically retry failed charges. Implement dunning emails at day 1, 4, and 7 of payment failure. Card updater services keep card data fresh. This recovers 5-15% of failed payments.